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Commercial Umbrella Insurance

An extra layer of coverage to help protect your business.

 

Commercial umbrella insurance for your business needs.

Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of coverage for your business. We’ll work with you to find the right umbrella solution to help cover your business needs.

The proper backup for your business to have.

Commercial umbrella insurance is all about going one step further. It’s an added layer of coverage that kicks in if the very worst happens with your business insurance policies.

Kicks in when surpassing your payout limit.

Most business insurance policies–whether they cover commercial liability or commercial property–have a payout limit. Normally, your business would be on the hook for any expenses above and beyond this limit. This type of unexpected cost is something that could threaten the very survival of your business. A commercial umbrella policy kicks in only if your main business insurance policy reaches the payout limit. At that time, the commercial umbrella policy would pay out the remaining costs.

Real world example of how commercial umbrella coverage works.

For example, let’s say you have a liability insurance policy of $500,000 for your business, but you must pay damages of $700,000. If you have a commercial umbrella policy in place for your business, the liability insurance policy will pay out in full first, and then the umbrella policy will pick up the remaining $200,000.

A worthwhile investment that’s affordable.

The beauty of commercial umbrella insurance is that, because there’s a relatively low chance it will need to pay out, it’s often considerably cheaper to purchase than you might expect.

Commercial umbrella insurance is a great way to further help protect your assets. Reach out, and we’ll help you to determine if it’s right for your business.

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As an independent agency, we are here to help you find the right Commercial Umbrella Insurance coverage.

Commercial Umbrella Insurance Quote Request

As an independent agency, we are here to help you find the right coverage.

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Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

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