Condo Insurance
Get the coverage you need for your apartment or condo.
Condo insurance to protect what matters most.
The master condo policy typically helps protect only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the coverage you need.
What does condo insurance cover?
Your condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Condo insurance is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance but is specially designed for your particular condo.
Helping you protect your personal property.
Condo insurance covers your personal belongings inside your condo unit. That means everything from your appliances to your clothes will be covered in the event of a loss. Without it, you would have to replace your lost or damaged possessions out-of-pocket. Condo insurance also covers damage caused by theft, fire, severe wind, lightning strikes, and frozen pipes. It’s important to note, however, that condo insurance does not usually cover flooding.
INTERACTIVE GRAPHIC
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Liability coverage options.
In addition to property coverage, condo policies may also include liability coverage. For example, if a guest is injured in your condo, it will pay for their medical expenses. It can also cover you in the case of a lawsuit if you are responsible for damages to another condo property. Living expenses may also be covered if there is damage to your condo unit that renders it unlivable.
Getting you the coverage you need for your condo.
It can be confusing to figure out exactly what coverage you need for your condo unit, so we will work with you to find the condo insurance policy that’s right for you. On top of that, we can show you just how inexpensive condo insurance is in comparison to the potential costs of replacing your personal belongings out-of-pocket.
We make the process straightforward and simple, going over what your condo association doesn’t cover and how your policy can fill in the gaps. Contact us today to discuss your condo insurance options.
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Condo Insurance Quote Request
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