What does Umbrella Insurance cover?
Umbrella policies extend limits of insurance to provide additional coverage when your primary personal policy limits are reached. In a major bodily injury or property damage liability occurrence your primary Home, Auto, Motorcycle Boat or RV policy limits might not be enough to completely cover the full renumeration of damages. The purpose of an Umbrella policy is the protection of your family financially.
Why should you purchase Umbrella Insurance?
What would happen toyour family’s assets if you should be sued for something that occurred at your home and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy? If you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars, you would be personally responsible for the remainder of the damages?
Umbrella Insurance is typically purchased at a low cost to you, but will provide enough coverage to where you shouldn’t have to worry about liability costs in the future. Contact Schneider & Associates Insurance Agency today for more information on umbrella policies and get a free online quote!
Looking for Umbrella Insurance in Gainesville or Micco?
As an independent agency, we can shop multiple class A carriers to get you the coverage you need. We will be happy to talk with you about your personal unique insurance requirements. Get insurance today so you don’t have to worry about tomorrow. Call today, 877-333-3021!