Terms & Conditions

Last Updated: July 8, 2026

Welcome to the website of Schneider & Associates Insurance Agencies (“Company,” “we,” “us,” or “our”), accessible via https://schneider-insurance.com/ (the “Website”). By accessing or using our Website, submitting quote requests, or engaging with our digital services, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). Please read them carefully. If you do not agree to these Terms, you must not use this Website.

1. Scope of Services & Licensing

Schneider & Associates Insurance Agencies is a RamseyTrusted independent insurance agency offering personal insurance, business insurance, and employee benefits solutions. We are a licensed insurance broker operating and licensed in states including, but not limited to: Alabama, Arkansas, Colorado, Florida, Georgia, Iowa, Massachusetts, Minnesota, Missouri, Montana, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Texas, Virginia, and Washington.

No insurance coverage is bound, modified, or terminated solely by submitting an online form, application, request for a quote, or message through this Website. All coverages must be explicitly confirmed in writing or verbally by a licensed agent of the Company.

2. Intellectual Property

All content, logos, graphics, text, software, and other materials on this Website are the exclusive property of Schneider & Associates Insurance Agencies or its content suppliers and are protected by applicable copyright, trademark, and intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from this content without our express prior written permission.

3. User Conduct & Prohibited Uses

You agree to use the Website only for lawful purposes. You are strictly prohibited from:

4. Client Center & Account Security

If you utilize our online Client Center to manage your insurance (such as reporting a claim, requesting a certificate of insurance, or paying bills), you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your credentials.

Here is the transcribed text from the image:

5. SMS Text Messaging & A2P 10DLC Compliance

By providing your phone number to Schneider & Associates Insurance Agencies via online forms, quote requests, or other communication channels, you expressly consent to receive informational and transactional text messages (SMS/MMS) from us. These communications may include quote updates, policy renewal reminders, claim status updates, and general customer service messages.

6. Third-Party Links & Carriers

Our Website contains logos and links to third-party insurance carriers (such as Progressive, Travelers, Hagerty, Blue Cross Blue Shield, and others). These links are provided for your convenience and account management. We do not control, endorse, or assume responsibility for the privacy practices, content, or terms of use of any third-party websites.

7. Limitation of Liability & Disclaimer of Warranties

This Website and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. Schneider & Associates Insurance Agencies does not guarantee that the website will be uninterrupted, error-free, or completely secure.

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of, or inability to use, this Website or the materials contained herein.

8. Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Any updates will become effective immediately upon posting to this page. Your continued use of the Website after modifications are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action arising out of these Terms shall be filed exclusively in the state or federal courts located in Florida.

10. Contact Information

If you have any questions, concerns, or requests regarding these Terms and Conditions or our SMS policies, please contact us at:

💡 Implementation Tips for A2P 10DLC Approval:

To ensure your A2P 10DLC campaign registration passes carrier scrutiny perfectly, make sure to implement the following on your actual live website:

  1. The Checkbox Rule: On any web form where you collect phone numbers (like your “Get a Quote” or “Contact Us” pages), add an un-checked checkbox with language like: “By checking this box, I agree to receive text messages from Schneider & Associates Insurance Agencies at the number provided. Msg & data rates may apply. Reply STOP to cancel.”
  2. Privacy Policy Link: Ensure this Terms page and your Privacy Policy are linked clearly in your website’s footer so carrier auditors can find them instantly.

Ready to talk with a local agent?

Call us at (352) 333-3775 or request your free quote online today.

Get My Free Quote

Helping you protect your family, home, or business doesn't happen by accident.