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Inland Marine Insurance - Truck Moving Along the Road Transporting Goods

Trucking companies typically need several types of insurance coverage to protect themselves, their employees, and their cargo. Some of the most important types of insurance for a trucking company to have include:

  1. Commercial Auto Liability Insurance: This type of insurance provides coverage for bodily injury and property damage that may occur as a result of an accident involving the company’s trucks.
  2. Cargo Insurance: This type of insurance provides coverage for the loss or damage of goods being transported by the company’s trucks.
  3. General Liability Insurance: This type of insurance provides coverage for claims of bodily injury or property damage that may occur on the company’s premises or as a result of its operations.
  4. Workers’ Compensation Insurance: This type of insurance provides coverage for employees who are injured or become ill as a result of their work.
  5. Occupational Accident Insurance: This type of insurance provides coverage for independent contractors or owner-operators who may not be covered under the company’s workers’ compensation insurance.
  6. Umbrella Insurance: This type of insurance provides additional liability coverage above and beyond the limits of the company’s other insurance policies.

It is important for trucking companies to work with a knowledgeable insurance agent or broker who can help them determine the right types and amounts of insurance coverage they need to adequately protect themselves and their business.